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Doug Ransom, B.Eng., CFP

Investment Advisor

Doug Ransom, B.Eng., CFP. Investment Advisor in Victoria, BC

Retirement Planning

There are three questions I believe are at the heart of an indvidual's financial security concerns:

  • How much do I need?
  • Will my money last?
  • What can I do?

I help clients retire on their own time and terms by addressing these questions. This involves:

  • Working with them to understand their current cash flow situation, retirement income needs, and retirement and estate goals.
  • Tracking and reporting on their progress, so they can see if their retirement and estate planning goals are fully funded .
  • Developing tax-efficient goals-based investment solutions that help steel clients against market fear and uncertainty.

Who Can I help

The clients I can most help have the potential through current and future planned savings to reach their goals — but not enough to make mistakes. The value I deliver includes:

  • Identifying what you need to do in terms of spending and savings to meet your definition of financial security.
  • Developing an investment solution to preserve your ability to satisfy current and future spending.
  • Monitoring your progress and changing personal circumstances so that you are not following a plan no longer reflected in your reality.

If you are are committed to a plan that will get you to and through retirement, we should consider working together.

I also help clients who have other financial or investment needs:

  • Investors who are primarily interested in investing in flow through limited partnership tax shelters.
  • Investors who are interested in investing $100,000 and are comfortable with my investment philosophy.
  • Investors interested in making their mortgage interest tax deductible as part of their financial strategy.
  • Business owners who are looking for a superior solution to RRSPs for their retirement savings

Smart Strategies for Business Owners

May 22, 2013

In a few weeks we will be sending out four articles on some financial strategies many business owners overlook that may help you reduce taxes on investment income now and in retirement. With these strategies you will be able to retire sooner, extract funds from your corporation tax efficiently, and provide other idea on reducing taxes and achieving your financial goals earlier. In the meantime, we will send you more information about who we are and the work we do.

I imagine you like the ideas of retiring sooner and paying less tax, right?

If you answered “yes”, there is only one thing to do. Click here to send me a quick email., or call me at 250.412.3499.